Bank of India Sukanya Samriddhi Account (SSA) Opening of Account FORMS Download

Form – 1, which is the official government application form used to open a Sukanya Samriddhi Account (SSA) at any Indian Post Office or authorized bank. [1]

The key points and requirements from the form are structured as follows:

Target Beneficiary: The account type is strictly classified as Minor, opened exclusively for a resident Indian girl child.

• Account Opener: Must be opened and operated by a Natural or Legal Guardian on behalf of the minor.
• Operating Rules: The guardian operates the account until the girl child reaches majority (18 years old), after which she operates it herself.
• Exclusivity Declaration: The guardian must sign a binding declaration stating they have not opened any other Sukanya Samriddhi Account for the same girl child anywhere in India.

Depositor (Minor) Details: Full name, exact Date of Birth (both in numbers and words), and details from her Birth Certificate (Certificate Number, Date of Issue, and Issuing Authority).

• Guardian Details: Full name, relationship type, Date of Birth, Aadhaar Number, and Permanent Account Number (PAN).
• Contact Information: Present and permanent addresses, phone number, mobile number, and email ID.

• Photograph: A physical passport-sized photograph of the guardian/applicant must be pasted on the top right.
• Birth Proof: Birth Certificate of the girl child.
• KYC Identification & Address Proof: The form accepts 5 officially valid documents:
  1. Passport
  2. Driving License
  3. Voter’s ID Card
  4. NREGA Job Card (signed by a State Govt. officer)
  5. National Population Register (NPR) letter containing name and address
• Specimen Signues: The guardian must provide three distinct specimen signatures on the form.

• Nomination Facility: The guardian can nominate up to 4 individuals to receive the credit balance in the event of the guardian’s untimely death.
• Minor Nominees: If a nominee is a minor, a separate adult must be appointed to receive the funds during that nominee’s minority.
• Witness Requirement: The nomination section requires the signatures, names, and addresses of two witnesses.

While the form collects the application data, the underlying government rules specify that you can initiate the account with an initial cash, cheque, or demand draft deposit. The scheme currently offers an interest rate of 8.2% per annum (compounded annually), requiring a minimum annual deposit of ₹250 and a maximum capping of ₹1.5 Lakh per financial year.