UCO BANK Sukanya Samriddhi Yojana form Assamese
UCO BANK Sukanya Samriddhi Yojana form Assamese Download
The Sukanya Samriddhi Account (SSA) offered by UCO Bank is a government-backed savings scheme designed exclusively to secure the financial future of a girl child, providing high guaranteed interest rates and excellent tax exemptions.
📋 Overview of Key Highlights
| Feature | Scheme Details |
|---|---|
| Account Type | Opened exclusively for a girl child by her natural or legal guardian |
| Age Limit | Can be opened from birth up to the age of 10 years |
| Account Cap | Strictly limited to one account per girl child (maximum 2 accounts per family) |
| Maturity Period | 21 Years from the date of opening, or upon marriage after turning 18 |
🔑 Critical Features & Rules
- Account Opening (Form SSA-1): A legal guardian can open an account in the name of a girl child using Form SSA-1 (Sukanya FO… p. 1). The guardian must declare that they do not operate another SSA account for the same child in any other bank or post office (Sukanya FO… p. 1).
- Exceptions for Triplets/Twins: While the scheme generally limits accounts to two per family, an exception is made to open a third account if twins or triplets are born in the second birth order, supported by an official affidavit.
- Partial Withdrawal for Education: Once the girl child attains the age of 18 years or passes the 10th standard, partial withdrawals up to 50% of the previous year’s closing balance are allowed to fund higher education expenses.
- Nomination and Changes: Guardians can set up, cancel, or change nominees for the account funds by completing the specific nomination section (Sukanya FO… p. 3).
- Premature Closure Rules: The account can be closed early under specific circumstances by submitting an application along with a declared penalty adjustment (Sukanya FO… p. 2):
- On Marriage: Allowed if the girl child turns 18 years old and is getting married (application must be submitted 1 month before or 3 months after marriage).
- Compassionate Grounds: Permitted in cases of extreme medical emergencies or the untimely demise of the primary guardian/account holder.
📄 Necessary Documentation for Application
To apply for a Sukanya Samriddhi Account at a UCO Bank branch, the guardian must provide the following alongside Form SSA-1 (Sukanya FO… p. 1):
- Child’s Age Proof: Official birth certificate of the girl child, noting the certificate number, date, and issuing authority (Sukanya FO… p. 1).
- Guardian’s Identity (KYC): Certified identity and address proof of the guardian (such as Aadhaar Card, PAN Card, or Passport) (Sukanya FO… p. 1).
- Initial Deposit: A check, demand draft, or cash for the initial opening balance (Sukanya FO… p. 1).
If you are planning to open or manage a Sukanya Samriddhi Account, let me know:
- What is the current age of the girl child?
- Do you want to calculate your estimated maturity corpus based on a target monthly or yearly deposit?
- Are you looking for information regarding account transfers from a post office to UCO Bank?
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