PNB Bank PNB1167 (mobile) from Download

PNB Bank PNB1167 (mobile)

PNB Bank PNB1167 (mobile) from Download

• Account Eligibility: It is designed for Individuals, Joint Accounts, and Sole-Proprietorship business concerns (Mobilebkgf… p. 1).

• SMS Alerts Only: To get regular text updates regarding account transactions (Mobilebkgf… pp. 1, 3).
• Mobile Banking Access Levels:
  • Option A (View Only): Allows viewing balance details, account statements, and cheque inquiries (Mobilebkgf… pp. 1, 3).
  • Option B (View & Transaction): Allows viewing details along with full execution permissions like fund transfers to own or third-party accounts (Mobilebkgf… pp. 1, 3).

• Single User Designation: For a single Customer ID shared across a joint account, only one person authorized by all holders can receive this facility on their mobile number (Mobilebkgf… p. 1).
• Separate Customer IDs: If joint account holders maintain distinct Customer IDs, each person can register independently with their respective forms (Mobilebkgf… p. 1).
• Authorisation: While the User ID is generated only for the authorized operator, all joint account holders must sign the physical application form (Mobilebkgf… p. 2).

• Core Identifiers: Customer ID, Full Account Number, and Account Type (e.g., Savings Fund, Current Account, Cash Credit, or Overdraft) (Mobilebkgf… p. 1).
• Verification Security Questions: The form requests additional personal information, specifically the applicant’s Date of Birth and Mother’s Maiden Name for safety validation (Mobilebkgf… p. 2).

• Mobile Banking: Includes checkbook requests, automated transaction tracking, and immediate internal or external money routing (Mobilebkgf… p. 3).
• Online SMS Alerts: Triggers immediate text messages for bounced cheques, high-value withdrawals, ATM transactions, RTGS/NEFT remittances, and stop-payment actions (Mobilebkgf… p. 3).
• Offline SMS Alerts: Reminders for loan EMIs, fixed deposit maturity schedules, and internet banking password expiry alerts (Mobilebkgf… p. 3).