Indian Bank Account Opening Individuals CIF Form Download

Indian Bank Account Opening Individuals CIF

Here are the key points from the Indian Bank Account Opening Form for Resident Individuals (Part-1 / CIF Creation Sheet):

Target Audience: Strictly for resident individual account applicants (CIF-FORM.p… p. 1).
Joint Accounts: A separate Part-1 CIF sheet must be filled out individually for each applicant in a joint account (CIF-FORM.p… p. 1).
Account Types: Options include a “Normal” account or a “Small” account tailored for low-risk customers (CIF-FORM.p… p. 1).

Mandatory Information: Captures basic details including Name, Date of Birth, Gender, Marital Status, and Nationality (CIF-FORM.p… p. 1).
Family Details: Requires a declaration of the father’s, mother’s, or spouse’s name (CIF-FORM.p… p. 1). Providing the father’s name is legally mandatory if a PAN card is not supplied (CIF-FORM.p… p. 1).
Financial Profile: Demands details on occupation type, monthly income, net worth, and educational qualifications (CIF-FORM.p… p. 1).

Tax Identifiers: Requires a PAN or an equivalent Tax Identification Number (CIF-FORM.p… p. 1). If a PAN is not available, the applicant must submit a Form 60 declaration (CIF-FORM.p… p. 1).
Global Tax Compliance: Requires specific country code declarations (ISO 3166) for place of birth and tax residence jurisdiction to screen for foreign tax obligations (CIF-FORM.p… p. 1).
Risk Screening: Features direct check-boxes to identify Politically Exposed Persons (PEPs) or individuals related to PEPs (CIF-FORM.p… p. 1).

Officially Valid Documents (OVD): Identifies Passport, Voter ID, Driving Licence, Aadhaar (UID), NREGA Job Card, or National Population Register letters as primary identity/address proofs (CIF-FORM.p… p. 1).
Alternative Local Address Proof: If the submitted OVD does not show the current address, applicants can provide a recent utility bill, municipal tax receipt, or official accommodation allotment letter (CIF-FORM.p… p. 2).
Aadhaar Consent: Contains a specific declaration giving the bank permission to verify identity details via UIDAI biometric authentication (CIF-FORM.p… p. 2).

Writing Constraints: The form must be filled out strictly using BLOCK letters (CIF-FORM.p… p. 1).
Signature Rule: Signatures or Left Thumb Impressions must be executed using black ink only (CIF-FORM.p… pp. 1-2).

If you would like to prepare your details, please let me know:

Are you opening a single or joint account?
Will you be submitting a PAN card or filling out Form 60?
Which Officially Valid Document (OVD) do you plan to use for your address proof?

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