CSB Bank Resident Savings Bank/Current Account Opening

CSB Bank Resident Savings Bank/Current Account Opening Form for Individual(s)

CSB Bank Resident Savings Bank/Current Account Opening Form for Individual(s) from Download

Here are the key points from the CSB Bank Account Opening Form:

Target Audience: Resident individuals looking to open a savings or current account.
Mandatory Rules: Must be filled in block letters, mandatory fields have asterisks, and a separate CKYC profile is required for each applicant.

CSB Blue SA: Savings account requiring an Average Monthly Balance (AMB) of ₹2,500 for rural/semi-urban branches and ₹5,000 for urban/metro branches.
CSB Silver Plus SA: Savings account with an AMB requirement of ₹10,000.
Gold / Platinum SA: Savings accounts requiring an AMB of ₹25,000 and ₹1 Lakh respectively.
Premier Banking Programs: Tiered programs (Prime, Elite, Zenith) requiring up to ₹3 Lakh AMB or ₹15 Lakh Total Relationship Value (TRV).
Current Accounts: Multiple variants (Blue, Silver, Gold, Platinum, Smart) starting at a minimum AMB of ₹10,000 up to ₹1 Lakh.

Applicants: Accommodates up to three joint applicants, with specific “close relative” rules if a joint holder is an NRI/PIO.
Operation Modes: Includes single, either or survivor, former or survivor, anyone or survivor, jointly, or by a guardian.
Deliverables: Sent to either the correspondence address or permanent address of the primary applicant. Undelivered verification letters can result in frozen accounts.

Funding: Initial deposit can be made via cash, CSB cheque, or other bank cheques.
Digital Banking: Accounts are auto-enabled for debit cards, internet/mobile banking, and alerts unless opted out.
Restrictions: Digital channels are unavailable for social support (BSBDA) accounts and minors. Higher card variants like RuPay or Visa Platinum incur annual charges.