Bank of Maharashtra For PM-KISAN Beneficiaries: Loan Application Form For Agricultural Credit
Bank of Maharashtra For PM-KISAN Beneficiaries: Loan Application Form For Agricultural Credit from Download
The Bank of Maharashtra Loan Application Form for Agricultural Credit for PM-KISAN Beneficiaries is a simplified, one-page document designed to fast-track the issuance or modification of Kisan Credit Cards (KCC) (8aaee2ee-4… p. 1).
Primary Purpose & Loan Types
- KCC Streamlining: Specifically targets verified PM-KISAN scheme beneficiaries to convert their status into active agricultural credit lines (8aaee2ee-4… p. 1).
- Flexible Credit Requests: Allows applicants to tick and apply for three actions: issuing a fresh KCC, enhancing an existing limit, or activating an inoperative KCC account (8aaee2ee-4… p. 1).
Built-in Social Security Enrolment
The form contains an automated consent block for the government’s low-cost insurance schemes, allowing the bank to auto-debit the premium directly from the applicant’s PM-KISAN account (8aaee2ee-4… p. 1):
- Pradhan Mantri Suraksha Bima Yojana (PMSBY): Provides ₹2 lakh accident cover (historically listed on old forms as ₹12, but updated nationally to ₹20/year) (8aaee2ee-4… p. 1). [1]
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Provides ₹2 lakh life insurance cover (historically listed on old forms as ₹330, but updated nationally to ₹436/year) (8aaee2ee-4… p. 1). [1]
Asset & Land Holding Metrics
| Data Category | Specific Parameters Required |
|---|---|
| Land Ownership Profile | Requires the village name, Survey/Khasra number, and precise area in acres, categorized strictly by Owned, Leased, or Share Cropper status (8aaee2ee-4… p. 1). |
| Cropping Pattern | Requires detailed tracking of the type of crops to be grown across Kharif Crops, Rabi Crops, and other seasonal varieties (8aaee2ee-4… p. 1). |
| Allied Activities | Includes a dedicated section for Animal Husbandry and Fisheries, recording metrics like total dairy animals, sheep/goats, pigs, poultry, or water-body types (Inland/Marine) (8aaee2ee-4… p. 1). |
Financial & Security Declarations
- Existing Debt Tracker: Applicants must list all existing agriculture term loans (ATL) or KCC limits held with other commercial or co-operative banks, detailing outstandings and overdues (8aaee2ee-4… p. 1).
- Dual Security Model: Captures distinct fields for the proposed primary security (the standing crop/assets created) and collateral security (where applicable based on loan volume limits) (8aaee2ee-4… p. 1).
- Exclusivity Clause: Includes a mandatory signed declaration where the farmer certifies that they have not availed of a Kisan Credit Card from any other bank branch (8aaee2ee-4… p. 1).
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