Canara Bank PM Street Vendor's AtmaNirbhar Nidhi(PM SVANidhi)

Canara Bank PM Street Vendor’s AtmaNirbhar Nidhi(PM SVANidhi) Loan Application Form Download

Based on the provided document, here are the key points of the Canara Bank PM SVANidhi Loan Application Form for Street Vendors:

Target Audience: Designed specifically for street vendors to apply for credit under the PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme (NF 1027-bi… p. 1).
Bilingual Design: The form is presented in a dual-language structure featuring Assamese and English (NF 1027-bi… p. 1).

Organizational Ties: Captures whether the vendor is a member of a Common Interest Group (CIG) or a Joint Liability Group (JLG) (NF 1027-bi… p. 1).
Personal Metrics: Requires standard demographic data including name, date of birth, gender (Male/Female/Transgender), and marital status (NF 1027-bi… p. 1).
Social and Regional Classification: Tracks social category (General, SC, ST, OBC), residential nativity (Urban/Rural), minority community standing, and disability status (PWD/Divyangjan) (NF 1027-bi… p. 1).
Family Details: Captures name, age, and a specific relationship drop-down (mother, father, son, daughter, husband, wife) for family members (NF 1027-bi… p. 1).

ULB Survey Verification: Tracks if the vendor was covered under the Urban Local Body (ULB) identification survey under the Street Vendor Act, 2014 (NF 1027-bi… p. 2).
Operational IDs: Collects the Survey Reference Number (SRN) and Vendor ID Card Number (NF 1027-bi… p. 2).
Vending Categories: Divided into Category A (Certificate of Vending) and Category B (Provisional CoV generated online) (NF 1027-bi… p. 2). Categories C/D require a formal Letter of Recommendation (LoR) Number (NF 1027-bi… p. 2).
Business Specifics: Details the exact name of the vending activity, duration of the business (years/months), average monthly sales, and specific locations (Stationary with fixed landmarks vs. Mobile vendor route) (NF 1027-bi… p. 2).

Identification Documents: Collects critical KYC info such as Aadhaar number, Voter ID card, Driving License, or Ration Card (NF 1027-bi… p. 1).
Bank Account Details: Requires Bank name, IFSC, Branch name, and Account number (configured to auto-populate) (NF 1027-bi… p. 2).
Digital Footprint: Tracks digital payment adoption, including the Payment Aggregator name, UPI ID/VPA, and if they use a permanent QR code (NF 1027-bi… p. 3).
Liability Tracking: Discloses any existing outstanding loans, lending institutions, outstanding amounts, and current monthly EMIs (NF 1027-bi… p. 3).
References: Demands two distinct local references including their names, mobile numbers, and physical addresses (NF 1027-bi… p. 3).

Welfare Scheme Matrix: Includes checkboxes to track if the applicant benefits from other central schemes such as Ayushman Bharat (PM-JAY), PM Jan Dhan Yojana, PM Mudra Yojana, PM Ujjwala Yojana, or Atal Pension Yojana (NF 1027-bi… p. 3).
Aadhaar Authorization: Contains a formal mandate authorizing the Ministry of Housing and Urban Affairs (MoHUA) and lenders to authenticate Aadhaar numbers, verify credit scores, and securely share data across ministries to extend benefits (NF 1027-bi… pp. 3-4).