KVB Bank Application form for Agricultural Credit From Download

This document is the Application Form for Agricultural Credit (H-61 Revised) from The Karur Vysya Bank Limited (KVB). It acts as a one-time master profile or update sheet for farmers seeking bank credit.

Here are the key points and required fields extracted from the application form:

Applicants can apply for loans across multiple classifications on a single form:

• Production Credit Loan: Typically short-term crop loans (requires Enclosure-A attachment).
• Term Loan: Long-term funding for development or infrastructure projects.
• Government Sponsored Scheme: Options to link the funding to specific welfare or subsidy schemes run by the government.

• Demographics: Captures name, age, education level, and household dependency status. It notes whether the borrower falls under Scheduled Castes/Tribes, Backward Classes, Minorities, Small Farmers (SF), Marginal Farmers (MF), or Agricultural Labour.
• Land Assessment Table: A mandatory ledger mapping the borrower’s village location, survey numbers, ownership title (Owned, Leased, or Share Cropper), total acreage, irrigated vs. un-irrigated sections, specific water source, and existing land encumbrances.
• Income Matrix: Explicit tracking of separate agricultural earnings vs. non-farm income streams.

• Liability Mapping: Applicants must disclose all existing loan balances, dues, and overdue amounts across KVB, other banks, co-operative credit societies, land development banks, or government departments.
• Guarantor Commitments: Explicit declaration if the applicant currently stands as a guarantor for someone else’s external loan.
• Farm Inventory: Space to log movable capital (plough/milch cattle, poultry, oil engines, tractors, transport vehicles) and immovable property (houses, tractor/farm sheds, fishing ponds) alongside their current rupee valuations.

• Security Matrix: Provisions to specify both Primary Security (the asset being created or crops) and Collateral Security (land or third-party assets).
• Guarantor Identification: Captures the exact address and certified net worth of up to two distinct loan guarantors.
• Legal Authorization: Contains an absolute declaration clause granting KVB full authority to share the data with credit bureaus or government agencies. Providing false data regarding outside liabilities triggers immediate disqualification from bank credit.

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