Bank of Maharashtra Small Saving Schemes Form Download

The forms mentioned in the provided document correspond to three major government-backed Small Saving Schemes offered by the Bank of Maharashtra (p. 1): Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS), and Sukanya Samriddhi Account (SSA) (p. 2). [1, 2, 3]

The key operational highlights, guidelines, and forms required for managing these schemes at the bank include:

A safe, long-term tax-saving investment tool backed by a sovereign guarantee from the Government of India. [4]

• Investment Limits: Minimum of ₹500 and maximum of ₹1,50,000 per financial year. [4]
• Tenure: Mandatory 15-year lock-in period, extendable in blocks of 5 years. [4, 5]
• Tax Benefit: Falls under the EEE (Exempt-Exempt-Exempt) category; contributions qualify for Section 80C deductions, and interest is completely tax-free. [4]
• Liquidity: Loan facility is available between the 3rd and 6th years, and partial withdrawals are allowed after the 7th year. [4]
• Available Forms: PPF Account Opening Form, Closure Form, Extension Form, Premature Closure Form, Withdrawal/Loan Application Form, and Deposit Slip (p. 1). [6]

A regular income-generating product designed specifically for retirees. [7]

• Eligibility: Individuals aged 60 years or above. Relaxations apply to retired civilian employees (55–60 years) and retired defense personnel (50+ years), provided they invest within 1 month of receiving retirement benefits. [8]
• Investment Limits: Investment must be made in multiples of ₹1,000 up to a maximum cap of ₹30 Lakhs. [2, 9]
• Tenure & Payout: Matures in 5 years (extendable by 3 years), with interest paid out quarterly. [10, 11]
• Taxability: Interest earned is subject to Tax Deducted at Source (TDS) if it cross statutory limits. [2]
• Available Forms: SCSS Account Opening Form, Closure Form, Extension Form, Premature Closure Form, Deposit Slip, and Nomination Change Form (pp. 1-2).

A dedicated, high-yield welfare scheme targeted at securing the financial future of a girl child. [3]

• Eligibility: Opened by parents/legal guardians in the name of a girl child under the age of 10. A maximum of two accounts are allowed per household (exceptions apply for twins/triplets).
• Key Benefits: Typically offers a higher government-notified interest rate compared to PPF, along with tax benefits under Section 80C.
• Tenure: Matures after 21 years from the date of opening or upon the girl’s marriage after turning 18. Partial withdrawal for higher education is permitted after she reaches 18.
• Available Forms: SSA Account Opening Form, Closure Form, Premature Closure Form, Withdrawal Form, Deposit Slip, and Nomination Cancellation Form (pp. 2-3). [3, 12, 13]

As highlighted in the provided document, the Bank of Maharashtra accommodates regional inclusion by providing transaction slips and account forms in up to 14 languages (p. 1). These include English, Marathi, Kannada, Telugu, Oria, Tamil, Urdu, Assamese, Bengali, Gujrati, Malayalam, Kashmiri, Manipuri, and Punjabi (pp. 1-2).

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