Indian Bank Application for Agri Credit STL_MTL_FORM DOWNLOAD

This is the official Form 1: Application for Agricultural Credit (Short-Term / Term Loan) from Indian Bank. It is primarily used by farmers to apply for crop cultivation or allied activities under the Indian Bank Kisan Credit Card (KCC) scheme. [1]

• Loan Request Details: Section to specify the total required credit amount and the specific purpose of the loan.
• Personal & Social Data: Captures Full Name, Father’s/Husband’s name, Date of Birth, Age, and Contact info.
• KYC & Social Category: Fields for mandatory identifiers like PAN, Voter ID, and Aadhaar. It also identifies the social/religious category (e.g., SC, ST, OBC, Minority) and includes a toggle for Pradhan Mantri Fasal Bima Yojana (PMFBY) crop insurance.
• Financial Background: Includes family member income, co-director relationships, and current saving/current account details.

• Particulars of Land Holding: Details about the farm’s location, survey numbers, irrigation status (irrigated/rainfed), and ownership style (Owned, Leased, or Share Cropper).
• Income & Assets: Breakdown of current agricultural income versus household expenditures. It explicitly tracks movable farm assets like plough/milch cattle, tractors, and electric pump sets.
• Existing Debt & Liabilities: Tracks active liabilities, defaults, or overdues with Indian Bank, other banks, cooperative societies, or government agencies.

• PART A – Crop Cultivation: Space to list specific crops grown across different seasons (Kharif, Rabi, Summer, Perennial). The system prompts additional automated calculation add-ons: 10% for post-harvest/household requirements and 20% for asset repairs/maintenance. [1, 2]
• PART B – Animal Husbandry & Fisheries: Structured table to request scales of finance tailored for dairy, poultry, sheep, goat, pigs, or fisheries. [3]
• Security Offered: Fields to clearly define the Primary security (e.g., crops, livestock) and Collateral security (e.g., land mortgage).

• Guarantor Profiling: Collects details, KYC, and net worth computations for loan guarantors.
• Validity Clause: Specifies that the sought limit is valid for five years, subject to annual review and renewal.
• Declarations: A legally binding agreement authorizing the bank to verify credit history via agencies (like CIBIL) and pull auto-debit premiums for insurance. Requires signatures/thumbprints from both borrowers and guarantors. [1]

To submit this application, you must attach:

• Proof of Identity: Self-attested copy of Aadhaar, Voter ID, PAN, or Passport.
• Proof of Residence: Aadhaar, Passport, or recent utility bills (under 2 months old).
• Photographs: Two recent passport-size photos (less than 6 months old).
• Land Ownership Proof: Certified land records or cultivation agreements.

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