KVB Bank MSME Loan Application Form Download

Here are the key points of the Karur Vysya Bank (KVB) MSME Loan Application Form:

• Entity Information: Requires the enterprise name, registered office address, and factory or shop address.
• Constitution Type: Applicable for Proprietorships, Partnerships, Private Limited, Limited Companies, or Co-operative societies.
• Management Profile: Captures the name, age, academic qualifications, address, and PAN card details of the proprietors, partners, or directors.

• Existing Credit: Applicants must disclose current bank accounts, cash credits, term loans, and letter of credit/bank guarantee (LC/BG) details.
• Proposed Loan: Captures the requested amount, purpose, primary security details, and collateral security or third-party guarantees offered.
• Machinery Details: Requires specifications, supplier names, costs, and promoter contributions if a term loan is needed for machinery.

• Historical Data: Requires actual net sales, net profit, and net worth for the past two financial years.
• Future Estimates: Requires financial estimates for the current year and projections for upcoming years.

• Legal Verifications: Checks compliance status for Shop & Establishment registration, MSME registration, drug licenses, and recent sales tax or income tax returns.

• KYC Proofs: Identity, residence, and business address proofs for all promoters.
• Financial Statements: Past 3 years of Balance Sheets (audited if the loan amount is ₹25 lacs or above).
• Project Report: A detailed project and profitability report spanning 7 to 8 years for term loans exceeding ₹25 lacs.
• Security Proofs: Photocopies of title deeds or lease deeds for the primary and collateral properties.

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