Post Office Children Policy Proposal from Download

Post Office Children Policy Proposal

This document is a 4-page Proposal Form for a Children Policy under Postal Life Insurance (PLI) or Rural Postal Life Insurance (RPLI) (1007gwt2hy… p. 1).

The key points of the proposal form are structured below:

General Rules & Child’s Details

Formatting: All details must be filled strictly using capital letters (1007gwt2hy… p. 1).
Policy Types: Applies to either a PLI or RPLI policy type (1007gwt2hy… p. 1).
Child Profile: Requires the child’s full name, parents’ names, gender, date of birth, and existing parent policy number (1007gwt2hy… p. 1).
Age Proofs: Standard age proofs include a Birth/Matriculation Certificate, Driving License, Passport, or PAN (1007gwt2hy… p. 1). Non-standard options (for RPLI only) include a Horoscope, Elder’s Declaration, or Aadhaar (1007gwt2hy… p. 1).

Proposer (Parent) Profile & Policy Details

Occupation & Income: Captures extensive employment classes (Govt, PSU, Private, or self-employed categories like farming or trades), office address, and monthly income (1007gwt2hy… p. 2).
Existing Insurance: Parents must declare all active PLI/RPLI policies as well as private life insurance holdings (1007gwt2hy… p. 2).
Coverage Parameters: Captures the requested age at maturity, policy term, and total sum assured (1007gwt2hy… p. 2).
Premium Setup: Notes the premium amount, initial payment mode (Cash, Cheque, Card, or Salary deduction), and subsequent frequency (1007gwt2hy… p. 2).

Child’s Health History

Medical Screening: Parents must answer a checklist of 15 severe health conditions (e.g., Tuberculosis, Cancer, Heart/Lung diseases, HIV, physical deformities) (1007gwt2hy… p. 3).
History: Captures family genetic diseases and any hospitalizations involving the child over the last 3 years (1007gwt2hy… p. 3).
Congenital Defect Classification: Explicitly tracks congenital vs. non-congenital birth issues such as blindness, deafness, or limb orthopedic issues (1007gwt2hy… p. 3).

Certifications & Appraisals

Parent’s Declaration: Confirms all statements are true; willful hiding of facts results in premium forfeiture and invalidates the contract (1007gwt2hy… p. 3).
Superior/Agent Verification: Includes an employment verification section signed by the parent’s workplace superior, and an advisory recommendation by the insurance agent (1007gwt2hy… pp. 3-4).
Medical Fitness: A mandatory segment to be filled out by a Medical Examiner explicitly stating if the child is fit or unfit for coverage (1007gwt2hy… p. 4).
Confidential Report (RPLI Only): An internal assessment form filled out exclusively by a post office official (SDI/ASP) reviewing the background suitability of the proposer (1007gwt2hy… p. 4).