Bank of Baroda Debit cum ATM Card
Bank of Baroda Debit cum ATM Card from Download
Based on the provided document, the Bank of Baroda Application form for Issuance / Re-issuance / Blocking of Debit Card serves as a unified request form to manage a customer’s physical card status and network preferences (Revised-De… p. 1).
1. Request Types & Core Account Details
- Functional Scope: The form is used for four primary requests: New Card, Re-issuance, Card Blocking, or Card Account Link / Delink (Revised-De… p. 1).
- Primary Fields: Senders must provide their Account Type, Account Number, and Branch Name (Revised-De… p. 1).
- Card Name Constraints: The “Name as required on card” must not exceed 20 characters, strictly prohibits nicknames, and requires one blank space between names (Revised-De… p. 1). For re-issuances, the card name will automatically match the account’s legal name (Revised-De… p. 1).
2. Extensive Card Variant Categories (Tick Any One)
The form highlights the bank’s partnership with three major payment networks, though final allotment depends on your account scheme eligibility (Revised-De… p. 1):
- RuPay Network: Offers standard, classic, premium, and specialized variants (e.g., RuPay PMJDY, Classic, Platinum, Select, EaseMyTrip, World Yoddha, Baroda Champ, and various state/defense specific NCMC variants) (Revised-De… p. 1).
- VISA Network: Options include VISA Classic, Platinum, Signature (separate variants for Male and Female Sapphire), Infinite (Opulence), and Vyapaar (Revised-De… p. 1).
- Mastercard Network: Variants available are Mastercard Classic, Platinum, and World (Revised-De… p. 1).
3. Delivery Logistical Constraints
- Domestic Accounts: The physical card will only be delivered to the available communication address currently registered in the bank account database (Revised-De… p. 1).
- NRI Accounts: For Non-Resident Indian (NRI) customers, the card cannot be sent overseas; it will be dispatched exclusively to the base branch for collection (Revised-De… p. 1).
4. Mandatory Disclaimers & Legal Undertakings
- Fee Debit Authorization: By signing, you give an unconditional and irrevocable authorization to the bank to debit your account annually for debit card fees and maintenance charges (Revised-De… p. 1).
- Automatic Deactivation: Issuing a new debit card will automatically deactivate any existing standalone ATM card linked to that account (Revised-De… p. 1).
- FEMA Compliance: Cardholders formally declare that all card transactions (especially international) will strictly abide by the Foreign Exchange Management Act (FEMA), 1999 and Reserve Bank of India rules (Revised-De… p. 1).
- Joint Account Mandate: The primary applicant must confirm they have a single-operation mandate (Revised-De… p. 1). In the case of joint accounts, all account holders must sign the form (Revised-De… p. 1).
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