Central Bank of India LOAN APPLICATION FORM FOR AGRICULTURAL CREDIT FOR PM-KISAN BENEFICIARIES From Download

The provided document is a simplified, one-page Loan Application Form for Agricultural Credit tailored specifically for PM-KISAN beneficiaries. Official repositories like the PM-KISAN Portal or specific lenders like the Central Bank of India utilize this exact layout to minimize paperwork by pulling existing KYC data from the farmer’s registered PM-KISAN account. [1]

Here are the key points and structure of this form broken down logically:

• Target Audience: Exclusively meant for active PM-KISAN scheme beneficiaries.
• Institutional Routing: Addressed directly to the local Bank Branch Manager.
• Internal Office Section: Block “A” logs office data, application serial numbers, and categorizes the applicant as a Small Farmer (SF), Marginal Farmer (MF), or Others.

Applicants must choose one primary action item and input their requested credit sum:

• Issue of Fresh KCC: For starting a brand new credit card profile.
• Enhancement: To request a boost on an active credit card limit.
• Activation: To revive an old, inoperative or dormant KCC account.

• Identity Linking: Requires the applicant’s official name and their registered PM-KISAN beneficiary savings account number.
• Auto-Debit Insurance Consent: Allows farmers to instantly register for two low-cost central government insurance policies via automated balance deductions:
  • PMSBY (Pradhan Mantri Suraksha Bima Yojana): Accident coverage of ₹2 Lakhs for a minor yearly premium of ₹12.
  • PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana): Term life insurance of ₹2 Lakhs for a yearly premium of ₹330.

• Financial Integrity (Section D): A tracker to declare active loans, cash outstanding, or outstanding defaults across any external co-operative bank or lender network.
• Land & Cropping Layout (Section E): Collects land location details (Village, Survey/Khasra number), land-use arrangement (Owned, Leased, or Sharecropper), exact acreage, and intended crop divisions across Kharif, Rabi, and other seasons.
• Allied Agri-Sectors (Section F): Separate sub-entry slots to gauge livestock holdings (Dairy animals, Sheep, Goats, Pigs, Poultry) or regional fish farming systems (Inland Aquaculture/Marine) to support extended working capital extensions. [2]

• Collateral Setup (Section G): Spaces to list both Primary Security (such as crop hypothecation) and Collateral Security (wherever asset values cross baseline limits). [3]
• Legal Binding (Section H): A strict declaration signed or stamped by the borrower verifying they have not hidden any liability or claimed another active KCC at a different bank branch.
• Acknowledgement Slip: A standard cut-out voucher signed by the bank officer stating the date and origin point of form submission for the applicant’s records.

To help you proceed with your application, could you tell me:

• Do you need assistance calculating your eligible loan limit based on your acreage and crop type?
• Are you looking for the exact list of mandatory supporting documents (like land revenue certificates) required with this form?
• Do you want information on the current interest subvention (subsidy) rates for prompt repayment?

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