Bank of Baroda List of valid KYC documents for Account Opening (Individual and Non-Individual)
Bank of Baroda List of valid KYC documents for Account Opening (Individual and Non-Individual) Download
Based on the document provided by Bank of Baroda, here are the key guidelines and valid Know Your Customer (KYC) documents required for opening bank accounts (pp. 4, 7):
📌 Core Mandatory Requirement
- PAN Card or Form 60 must be mandatorily submitted by all categories of individuals, including NRIs, OCIs, PIOs, and foreign nationals (pp. 1, 7).
👤 A) Individual Accounts
1. Officially Valid Documents (OVDs)
To establish identity and permanent address, individuals must submit at least one of the following (pp. 1, 7):
- Passport (pp. 1, 7)
- Driving License (with photograph) (pp. 1, 7)
- Proof of possession of Aadhaar Number (pp. 1, 7)
- Voter’s Identity Card issued by the Election Commission of India (pp. 1, 7)
- NREGA Job Card duly signed by a State Government officer (pp. 1, 7)
- National Population Register (NPR) Letter containing name and address details (pp. 1, 7)
2. Deemed OVDs (For Current Address Proof)
If your main OVD does not contain your updated or current address, you can submit one of these temporary address proofs, but you must provide a valid OVD with the updated address within 3 months (pp. 1, 7):
- Utility Bills (Electricity, telephone, postpaid mobile, piped gas, or water bill) not older than 2 months (pp. 1, 7)
- Property or Municipal Tax Receipt (pp. 1, 7)
- Pension Payment Orders (PPOs) showing address, issued to retired employees (pp. 1, 7)
- Accommodation Allotment Letter or leave and license agreement from government departments, scheduled commercial banks, or listed companies (pp. 1, 7)
3. Special Individual Categories
- Joint Accounts: Each individual joint account holder must independently submit their own OVD (pp. 1, 7).
- Foreign Students: Require a Passport, Visa, College ID Card, Course Admission Letter, and a Hostel Allotment Letter or local Rent Agreement (to be provided within 30 days of opening the account) (pp. 1, 7).
- NRIs / PIOs / OCIs: Require an OVD for current address along with overseas address proof (e.g., foreign ID, overseas bank statement, or an employer certificate not older than 2 months) (pp. 2, 8).
🏢 B) Non-Individual Accounts
Different entity structures require specific legal existence documents alongside the OVD/PAN of their authorized signers (pp. 3, 9):
| Entity Type | Essential Documents Required |
|---|---|
| Companies | Certificate of Incorporation, MoA & AoA, Company PAN, Board Resolution/Power of Attorney (pp. 3, 9). |
| Sole Proprietorships | Proprietor’s OVD & PAN, plus any two activity proofs (e.g., GST Certificate, Shop & Establishment License, Udyam Registration, or Business Utility Bills) (pp. 4, 9). |
| Partnership Firms | Registration Certificate, Partnership Deed, Firm’s PAN, and identities of all partners (pp. 4, 9). |
| Trusts & Foundations | Registration Certificate, Trust Deed, Trust’s PAN, and Board of Trustees Resolution (pp. 4, 10). |
| Hindu Undivided Family (HUF) | HUF PAN Card, Karta’s OVD & PAN, and a HUF Declaration letter signed by all coparceners (pp. 6, 10). |
| Unincorporated Associations / Societies | Managing Body Resolution, Bye-laws, Entity PAN, and legal existence proofs (pp. 5, 10). |
If you want, I can help you with specific steps. Would you like to:
- Find out how to complete your Video Re-KYC online
- See the checklist for opening a Sole Proprietorship Current Account
- Understand the guidelines for opening a Minor or Student Account
Download PDF Click here
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