CSB Bank Account Opening CA/SA and Customer Profile Form

CSB Bank Account Opening CA/SA and Customer Profile Form for Non Individuals

CSB Bank Account Opening CA/SA and Customer Profile Form for Non Individuals from Download

Here are the key points from the CSB Bank Account Opening & Customer Profile Form for Non-Individuals:

Entity Types: Covers legal structures like Sole Proprietorships, Partnerships, LLPs, Private/Public Companies, Trusts, Societies, and HUFs.
Mandatory Identifiers: Requires Permanent Account Number (PAN), Date of Incorporation, and Business Type/Industry codes.
Regulatory Identifiers: Mandates DARPAN ID for Non-Profit Organizations (NPOs) and Import Export (IE) Codes for EXIM clients.
Foreign Tax Compliance: Requires a separate FATCA/CRS annexure if the entity, controlling person, or ultimate beneficial owner is an overseas tax resident.

Declaration Categories: Form splits owners into natural beneficial owners, listed entities, or senior managing officials if ownership thresholds aren’t met.
Layered Holdings: Multi-layer intermediate shareholding patterns must include a separate comprehensive ownership structure tree.

Current Account Variants: Includes Blue (AMB ₹10,000), Silver (AMB ₹25,000), Gold (AMB ₹50,000), Platinum (AMB ₹1 Lakh), and Government options.
Savings Account Variants: Features Blue (AMB ₹2,500 Rural/Semi-Urban; ₹5,000 Urban/Metro), Silver Plus (AMB ₹10,000), Gold (AMB ₹25,000), and Platinum (AMB ₹1 Lakh).
Specialized Products: Supports dedicated options for Escrow arrangements, RERA collections, EEFC, and FCRA utilization.

Digital Limitations: Retail Net Banking, Mobile Banking, and Debit Cards are strictly limited to Proprietorship and HUF accounts.
Corporate Banking: Joint entities, companies, or partnerships must submit a separate request form to access Corporate Net Banking (CNB).
International Usage: Issued debit cards are default-enabled for domestic transactions only, requiring a separate digital or manual activation request for overseas use.
Merchant Integrations: Applicants can pro-actively register for Bharat QR (BQR), soundboxes, or Point of Sale (POS) merchant terminals directly on the profile form.

Turnover Violations: Transacting past your self-declared monthly value limits gives the bank full power to freeze your digital channels and account credits without notice.
Returned Mail: If the bank’s positive address confirmation letter is returned undelivered, all operations on your non-individual account will instantly stop.
Document Changes: Non-individual clients must submit official updates to the bank within 30 days of making any modifications to their legal or KYC papers.

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