Post Office Personal Bond of Indemnity For Maturity/Survival Benefit Claim
Post Office Personal Bond of Indemnity For Maturity/Survival Benefit Claim from Download
This document is Annexure-III: Letter of Indemnity, issued by India Post (103914y2s7… p. 1). It must be executed by the policyholder when claiming maturity or survival benefits but the original policy document is lost or untraceable (103914y2s7… p. 1).
📋 Core Purpose of the Letter
- Claim Processing Without Original Policy: Allows the insurant to settle and receive their maturity claim payout despite not having the physical bond (103914y2s7… p. 1).
- Ownership Declaration: The policyholder legally declares that the missing policy has not been assigned, transferred, or sold to anyone else (103914y2s7… p. 1).
- Financial Repayment Clause: The insurant legally binds themselves and their heirs to refund the full paid amount plus interest to India Post if any information given is found to be false, preventing unjust financial loss to the department (103914y2s7… p. 1).
🔑 Key Fields & Information Required
1. Insurant & Policy Information
- Personal Details: Full name, complete residential address, active mobile number, and email ID of the insurant (103914y2s7… p. 1).
- Purchase Date: The exact day, month, and year the policy was originally bought (103914y2s7… p. 1).
- Policy Specifics: Postal Life Insurance (PLI) or Rural Postal Life Insurance (RPLI) policy number (103914y2s7… p. 1).
- Financial Details: The exact Sum Assured, the regular premium amount, the premium frequency (monthly, quarterly, etc.), and the maturity date (month and year) (103914y2s7… p. 1).
2. Required Signatures, Witnesses, & Sureties
To guarantee the bond, multiple signatures must be executed on the second page:
- Insurant’s Authentication: Signature or thumb impression of the policyholder (103914y2s7… p. 1).
- Insurant’s Witnesses: Two witnesses who verify the identity of the insurant (103914y2s7… p. 2).
- Sureties: Financial details and signatures of two guarantors who assume legal and financial liability alongside the insurant (103914y2s7… pp. 1-2).
- Witnesses for Sureties: Two separate witnesses who verify the signatures of the financial guarantors (103914y2s7… p. 2).
⚠️ Mandatory Enclosures
- ID Proof: Self-attested copies of identity proof for all listed sureties and witnesses (103914y2s7… p. 2).
- Address Proof: Self-attested copies of address proof for all listed sureties and witnesses (103914y2s7… p. 2).
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