Bank of Maharashtra Demand Draft Slip
Bank of Maharashtra Demand Draft Slip Form Download
The attached document is a trilingual (Marathi, Hindi, and English) Demand Draft (DD) Application Slip issued by the Bank of Maharashtra (Form F75A). (0fc0e78b-a… p. 1) It is a standard counter voucher split into two parts: a left-hand customer acknowledgment counterfoil and a right-hand main application form for branch processing (0fc0e78b-a… p. 1).
The key points of the form are organized below across its main operational sections:
1. Left Counterfoil (Customer Receipt)
This smaller section serves as the applicant’s physical proof of deposit (0fc0e78b-a… p. 1):
- Transaction Details: Captures the core branch name, execution date, and total money received (0fc0e78b-a… p. 1).
- Draft Target: Space to write the name of the beneficiary (favouring entity) and the destination paying branch (0fc0e78b-a… p. 1).
- Cost Summary: A dedicated financial table breaking down the Amount of DD, the bank’s Commission charges, and the absolute Total cost paid (0fc0e78b-a… p. 1).
2. Right Slip (Main Application & Routing)
This larger section is used by the bank staff to legally generate the physical instrument (0fc0e78b-a… p. 1):
- Payment Order: Formally requests the bank to issue a crossed Demand Draft drawn on a specific branch for a designated monetary value (0fc0e78b-a… p. 1).
- Beneficiary Identity: Mandates the exact name of the individual or firm (
Shri/Smt/M/s) to whose order the funds must be securely crossed and paid (0fc0e78b-a… p. 1). - Applicant KYC: Requires the sender’s full Name, Signature, and linked Bank Account Number (0fc0e78b-a… p. 1). It also contains a dedicated field for the PAN Card Number (0fc0e78b-a… p. 1).
3. Cash Denomination & Verification (Bottom Right)
- Cash Breakdown Table: If paying by cash over the counter instead of debiting an account, the applicant or cashier must list the exact number of currency notes across distinct values (e.g., historical denominations printed as 1000, 500, 100, 50, 20, 10, 5, 2, 1, and coins) along with the absolute total (0fc0e78b-a… p. 1).
- Sign-off Block: Requires signatures from the Cashier, Accountant (Acct.), and the verifying bank officer (0fc0e78b-a… p. 1).
- Office Use Only: A final strip reserved for internal bookkeeping to record the newly created credit entry and note the officially generated D.D. Number (0fc0e78b-a… p. 1).
💡 Core Regulatory Rules for Demand Drafts
- Mandatory Crossing: The form explicitly mentions “and crossed” (0fc0e78b-a… p. 1). Per RBI mandates, all Demand Drafts are account-payee by default to ensure money cannot be illegally cashed over the counter by a stranger.
- PAN Requirement: Providing a PAN Number is legally mandatory under Indian Income Tax rules if you are purchasing a Demand Draft via cash for an amount of ₹50,000 or more.
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