PNB Bank Application Form for PNB Kaushal Education Loan
PNB Bank Application Form for PNB Kaushal Education Loan From Download
Based on the provided document, the Application Form for the Skill Loan Scheme (कौshal Rin Yojana) captures the necessary information to assess eligibility for a skill development education loan (p. 1).
The key points and structural sections of the form include:
1. Personal & Basic Information (Page 1)
- Student Identification: Requires full name, date of birth, age, nationality, and Aadhaar card number (if available) (p. 1).
- Current Status: The applicant must declare what they are currently doing at present (p. 1).
2. Academic & Profile Disclosures (Page 1)
- Qualifications: Gathers baseline academic qualifications and history (p. 1).
- Dual Enrollment: The student must state if they are currently attending any other school, college, or institute (p. 1).
- Employment Background: Requires declarations regarding past work experience and whether the student intends to take up part-time work during the course (p. 1).
3. Course Details & Affiliations (Page 1 & 2)
- Course Specifications: Captures the proposed skill course, duration (in months), and whether it is a full-time or part-time program (p. 1).
- Institute and Admission: Asks for the name/address of the training center and requires a certified copy of the admission or acceptance letter (pp. 1-2).
- Approved Affiliations: The training course must be officially affiliated with recognized bodies such as (p. 1):
- National Skill Development Corporation (NSDC) or Sector Skill Council (SSC) training partners (p. 1).
- ITI, Polytechnic, School, University, or College (p. 1).
- Central or State Government bodies (p. 1).
4. Fee Structure & Loan Calculation (Page 2)
- Expense Breakdown: The loan requirement is evaluated by categorizing costs into (p. 2):
- Course tuition fees (p. 2).
- Hostel and mess expenses (p. 2).
- Essential books, stationery, and equipment costs (p. 2).
- Miscellaneous expenses (p. 2).
- Net Loan Funding: The applicant must declare any fees already paid to calculate the exact net required loan amount (p. 2).
5. Co-Applicant / Guardian Financials (Page 2)
- Family Particulars: If the student is a minor, the father or guardian must fill out their personal details, including age, relationship, and address (p. 2).
- Financial Assessment: Requires detailed reporting on the guardian’s occupation, duration in the current job, monthly income (primary and secondary sources), and a declaration of assets held with their market value (p. 2).
- Execution: Ends with a mandatory joint declaration signed by both the student and the parent/guardian (p. 2).
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